Funder Lists Footnotes

COMMENT:

(A) Pioneer Capital originates all it's paper from brokers - 100%. Pioneer is a full service funding company that holds 100% of its transactions internally. We have over $150 million in small ticket leasing lines. We offer "A", "B" and in some circumstances "C+" credit coverage. We also offer franchise, medical, and new business leasing programs. Accepts Broker Business - to apply for to http://www.pioneerfunding.com/becomebroker.html. Equipment Restrictions - ATM , aircraft, energy management, livestock, tanning, copiers, vending, website development.
For more visit our website.

Private Label Program - Pioneer offers private label documents and discounting programs to eligible brokers.

Approved Pioneer Brokers can use our on-line leasing program called "ZapLease.com". Program allows brokers to submit on-line applications, receive approvals, view credit files, CBR results, send lease documents by email, check funding status and much more.

Lease services for titled vehicles: This program covers all commercially used titled vehicles (owner-operator and long haul trucking applications are not eligible) "We feel that this market has not been covered adequately in the marketplace", states John Boettigheimer, Vice President and General Manager of Pioneer. "We spent several months reviewing and developing the processes we will use to fund these transactions, and we were hesitant to move forward until we were certain that we could fund these transactions quickly and effortlessly" stated Mr. Boettigheimer.  Program features include:

EFA Document and simple Power of Attorney to bind contract

(B) BWC Equipment Leasing only funds deals in Northern California. Sub-broker accepted only is disclosed up-front. Broker must sign "Representation and Warranty" broker agreement. Equipment Restrictions - Standard

(C) Dolsen Leasing, see our Broker Application at www.dolsenleasing.com . While we do not require brokers to be licensed, we do a background check on all prospective brokers. While we have both inside and outside sales people, we are always open to expanding our broker network. Equipment Restrictions - None. We fund in case by case basis.

(D) TFC Equipment Finance is a wholly owned subsidiary of TCF National Bank (TCF). TCF is a subsidiary of TCF Financial Corporation.
TCF Financial Corporation (TCF) is a $12 billion national financial services holding company. TCF trades on the NYSE under the symbol TCB. Employee count does not include VGM Financial Services, (a subsidiary,) which has 50 employees. Equipment Restrictions - Please Contact Rep.

(E) NetBank Business Finance accepts sub-brokered transactions only from a select, pre-approved group of broker/lessors. NBF is a wholly owned subsidiary of NetBank, Inc. and will occasionally accept lease and loan referrals from other NetBank companies. Equipment Restrictions - Please visit out website for this information

(F) Madison Capital - Broker should be in business at least 2 years. Private Label program requires six months positive experience working with them; and only after the 6 month term we offer the brokers or discounter a contract that allows them to put their name on it, primarily for marketing purposes. We originate business through both direct sales and indirect sales. However, we offer broker protection and are extremely vigilant about it. One clarification. We do offer financing to restaurants, but not for their exhaust hoods, an item we are frequently asked about. Equipment Restrictions - Tanning beds, owner operators, HVAC, restaurant hoods, boats

(G) Microfinancial, Inc., (Amex: MFI), headquarted in Woburn, MA, is a financial intermediary specializing in financing for products in the $500 to $10,000 price range. Through its operating subsidiary, TimePayment Corp, the company has provided funding for hundreds of thousands, mostly commercial, accounts nationwide. With a strong web presence through TimePayment Direct™, we are easily accessible to all our lessees and vendors.

(H) Balboa Capital:
A - Accepts broker business
B - request appropriate state licenses be obtained.
C - No sub broker allowed without written consent.
D - Broker can be listed as Lessor, receive advance payments, and assign to Balboa. Balboa pays the vendor.
E - Balboa has a large internal sales force that solicits directly to the end user. Broker customers are excluded from any calling list and our Broker Agreement specifically states your accounts will not be solicited while a customer of Balboa.

(I) BUTLER CAPITAL - For nearly three decades, Butler has purchased loans and leases - individually or in portfolios - from lessors and brokers nationally.  Butler 's inclusion in the 2005 edition of the "Monitor 100" underscores the firm's commitment to funding deals quickly, structuring deals professionally, and avoiding the limitations of app-only credit scoring.  As a direct lender with wholesale lines of credit ready to be tapped for our broker/lessor clients, we pride ourselves on common-sense, individualized credit decisions on a wide variety of equipment.  We invite no-obligation calls!  Butler does not require brokers be licensed except those in states that require such licensing.  We welcome both opportunities to fund brokers' transactions under our name or create private-label programs to enable brokers to market their own services more broadly.  Although Butler has in-house sales personnel, we do not solicit the customers of our broker/lessor clients; rather, we work to preserve and enhance a broker's relationship with his/her customer. Equipment Restrictions - post-production, mining, aircraft, vessels, gaming, ATMs, tanning

(J) American Bank Leasing provides fast responses and high touch service for small ticket transactions. Our online system provides "almost instant" approvals up to $100,000 and the ability for you and your vendor to view transaction status. Our experienced staff is empowered to use a common sense approach to lending. Private label program reserved for our top producing partners. Equipment Restrictions - Generally hard assets but call if vendor program

(K) Allco Leasing was purchased in April 2005 by LEAF Financial Corporation, a wholly-owned subsidiary of Resource America Corporation (NASDAQ: REXI). Allco Leasing provides a middle market leasing product for LEAF. We are not collateral oriented and are industry generalists. Allco specializes in rapid responses to difficult to understand credits operating within the "A- to B+" arena. Startups are considered with experienced management and strong guarantors. Equipment Restrictions - Aircraft, marine, sun tanning, owner/ operator

(L) SunBridge Capital is a direct funding source. We specialize in commercial equipment such as construction equipment, work trucks, titled vehicles and more. Because we understand the value of the assets we fund, we are able to approve a wider range of customers than most other lenders, and deliver approvals in one business day or less. We offer up to ten points on every deal and great rates for start-ups.  SunBridge Capital is happy to finance qualifying start-up companies with only a one-page application required for a credit decision and pricing. Equipment Restrictions - Please see our website for detailed information on the types of equipement we fund.

We are committed to providing unprecedented sales tools to the Broker community. We give you the flexibility and control that you need to best serve your customers and to realize your business goals. This includes our on-line broker financing application at www.sunbridgecapital.com/apply . Approvals are delivered as parameters, which allows our brokers to structure the most appropriate deal for their customers and increases their likelihood of closing.

*We are in the process of developing our private label program. Some documents can be customized for our regular brokers.

**We work direct with vendors who prefer to do business with a direct funding source; and those with whom we have a long standing relationship. We will never attempt to develop a vendor relationship as a result of information obtained from one of our brokers.

(M) Centennial Bank - Prompt service, quick review, new & use equipment. No outside sales force - "Brokers Preferred." Brokers must be approved.   Equipment Restrictions - Aircraft, marine, over the road trucks and trailers, restaurants

(N) Commonwealth Capital Corporation - We are an income fund. To learn more click here. Equipment Restrictions - Only funding IT & Medical Equipment

(O) Enterprise Funding equipment restrictions:
Airplanes/Marine
Petroleum/Fuel Handling Equipment
ATM Machines
Signs
Satellite dishes
Software-only
Tanning Beds
Home Health Equipment
L easehold Improvements
Alarms/security
Vending equipment
Owner/operator truckers are restricted to strong credits.
Lease agreement resulting in service provided by the vendor.

(P) Bank of the West - Broker Requirements:
We require 3 years in business, 5 years industry experience. Company must have 3 satisfactory funding references verifying at least $5MM in annual fundings. Prinicpals of closely held companies must have satisfactory credit and a Fair Issac Score of at least 680.
Lessor:
" Discount programs are offered to qualified companies that can provide in excess of $1MM of volume annually”
Discounter relationships that do business in the State of California are required to have a current California Finance Lenders License.
Trinity Capital is subsidiary of company which does operations and also has "in house" sales personnel, primarily vendor accounts. Equipment Restrictions - Aircraft, Boats and Rail

(Q) First Federal Leasing Equipment restrictions - Listed on our web site.

1. Prohibitive Equipment:
   The following list of equipment should not be considered unless there are some genuine overriding considerations. These are subject to market changes:
   a) Aircrafts
   b) Pay phones
   c) Cellular phones
   d) Vending machines
   e) Video and arcade games
   f) Fad equipment (as determined by management)
   g) Energy management equipment
   h) Carpet cleaning equipment
   i) Mining equipment
   j) Satellite dishes
   k) Modular Buildings on foundations
   l) Art work
   m) Equipment affixed to vehicles

(R) Advantage Funding offers both commercial and consumer leasing and financing for new and pre-owned title vehicles. Equipment Restrictions - Title vehicle specialist

(S) PFF Bank & Trust footnote: We are now accepting "commercial" quality transactions nationwide. Our program is for "A" and Institutional grade credits only and under a discount program. "We are very selective and only interested in "A" and "B+" balance sheet transactions. (a)Ours is strictly a Discount Program. However we will look at brokered loan business in California if reasonable fees are disclosed and approved by the borrower.(c) We allow a broker to pay a broker who submits deals or works with the original broker, if submitting Lessor has signed our Agreement. (d)If a 3rd. party broker doesn't have their own documentation we cannot work with them under our discount program but we can as a Bank loan with a reasonable fee disclosed to their borrower; or, we will refer them through one of our approved Lessors. Bob Robichaud, CLP., bob.robichaud@pffb.com.

(T) Padco Lease Corp., is a small ticket funder and its source of capital is private investors. We purchase lease contract on split comission basis as discounted to our investors. We work with aproved brokers/lessors and look to form lasting mutually beneficial relationship. Equipment Restrictions - Call

(U) Meridian Healthcare Finance is a leading source of operating, expansion and acquisition capital for small and middle market healthcare service and manufacturing companies throughout the United States; enabling them to implement their business plans. Meridian provides accounts receivable-based revolving lines of credit; in select instances, Meridian may loan against cash flow, enterprise value or untraditional collateral, in which Meridian would employ a revolving or term structure. Working capital loans with 100% backing in accounts receivables as collateral.

(V) Matsco specializes in providing financing for healthcare practices, allowing
clients to choose a lease or a loan." We provide the capital investment needed to purchase, build, expand and equip a practice."

(W) "At HPSC, we finance everything from medical and office equipment, to practice acquisitions, and leasehold improvements. If it's used in the healthcare professional's practice, we'll finance it." HPSC, Inc. leases medical equipment and finances medical offices for dentists, optometrists, veterinarians, etc. The company was established in Massachusetts and incorporated in Delaware in 1974. There are 130 employees. Mr. John W. Everets, Jr. is the Chief Executive Officer of the company. Mr. Raymond Doherty is the Senior Vice President of Sales and Mr. Rene Lefebvre is the Vice President. Any questions or problems should be directed to the attention of Mr. Lefebvre. Branch offices are located in: Chicago, IL.; Chatsworth, CA.; Emeryville, CA,; Denver, CO,; Charlotte, NC.; Dallas, TX.; Atlanta, GA Fairfield, NJ.; and Valrico, FL. HPSC, Inc. is a GE Healthcare Financial Services company. 

(X) "MBNA is endorsed by more medical and dental state associations than any other company of its kind."

(Y) Puget Sound Leasing - We are a "Common Sense" funder. We like credits who pay most of their bills on time and live within their means. However, what make us different is that we don't credit score at all. This allows us to approve people that in our opinion have good credit but just might have a poor score. We don't care what the score is, only that the credit is good. Equipment Restrictions - ATM's, Tanning Beds, etc

(Z) Standard Professional Services, LLC.- We are serious about our business
and value relationships.(*B) We require California brokers to be licensed.
(*C) While we do accept some sub-broker business the sub must be identified prior to our analyzing the transaction.
(*D) Call to discuss.
Equipment Restrictions - No logging or any asset that may pose a contingent liability.

(AA) Atel is a group of companies in investments, syndications, remarketing, raising money in funds that cover equipment. In a recent fund $10 million was in transportation, $4 million in material handling, and $600,000 in manufacturing. At one time they were in the small ticket market, but out of small ticket over 5 years now. They do accept broker referrals on big ticket, but for essential investment grade rated credits. They accept broker business on theirr venture leasing side as well.

(BB) Lakeland Bank Leasing has an approval ratio that sets it apart from others in our industry. Our understanding of credit and the scope of our resources permits us to maintain a very high approval ratio. The bank also purchases leasing portfolio's.

(CC) Mount Pleasant Capital has founded thousands of franchises. They offer a full array of financing and leasing services.

(DD) BankFinancial FSB - Non-recourse lender and (soon to be) equity investor. We do not originate. We do not have a leasing subsidiary. Equipment Restrictions - None

(EE) Continental Bank is FDIC insured bank, primary focus is equipment leasing. Equipment Restrictions - Depends on credit

(FF) 1st Heritage Bank provides warehouse lines of credit lease finance companies and auto finance companies. Please contact Matt Rogers 714.504.8500 or 949.863.9780 x230. Equipment Restrictions - Warehouse Credit Line to Lease Finance companies

(GG) First Bank of Highland Park is a relationship oriented funding source that has been providing a full range of financial products to the equipment Lessor for over twenty years. These products include non recourse discounting, warehouse/bridge lines of credit, syndication participations, recourse term facilities as well as syndicated revolving lines. Our credit underwriting criteria requires a minimum net worth of $75 million for manufacturing, retail, and service type companies and a $15 million net worth for institutional type credits which include hospitals, schools, colleges, universities, non-profit organizations, and law firms. Simply stated, our approach to funding is very straight forward. We provide very aggressive rates for very good credits. Equipment Restrictions - Call / Commercial Passanger Aircraft

(HH) Studebaker-Worthington Leasing Corporation - We will accept sub-broker business provided that it is disclosed at the time the application is submitted. We are a subsidiary of State Bank of Long Island. Equipment Restrictions - Call

(II) *Allegiant Partners has expanded their maximum transaction size from $250,000 to $500,000 for the 5 western states of California, Oregon, Washington, Nevada and Arizona.
In addition to increasing the transaction size Allegiant is offering more competitve rates for these A- and B+ transactions.

(JJ) Greystone Equipment Finance Corporation ("GEFC") is a small ticket funding source for B and C quality credits. We handle a wide variety of equipment, including titled vehicles with an original cost between $15K and $150K for terms up to 60 months. All business is self funded and held for our portfolio. We originate our business primarily through brokers, and secondarily through vendors and private label programs with community banks. GEFC is an affiliate of Greystone & Co., Inc., a financial services and private investment group that together with its affiliates has 30 offices nationwide and over $10 billion under ownership or management. Equipment Restrictions - Refer to website

(KK) Highline Capital: Equipment Restrictions - Software Only

(LL) Leasing Technologies Internation, Inc. Equipment Restrictions - Please Call

(MM) Barret Capital Corporation: Equipment Restrictions - Will lease Vehicles only

(NN) VGM Financial Services - provides business-to-business equipment financing solutions to the healthcare and golf industries.

(OO) GE Commercial Finance - " on track for 2006 net income of $1.8 billion." Customers we serve
GE - Capital Solutions customers range in size from small businesses to Fortune 100 companies. They operate in numerous geographies and include a broad range of industries, such as mining, construction, transportation, manufacturing, agriculture, marine, information technology and telecommunications, and many more. With lease and loan products for transactions from $10,000 to $50 million, the Capital Solutions team tailors collateral financing solutions to each customer's specific need.

Our international capability extends from structuring to tax regulations to legal requirements across: South-East Asia, Europe, Mexico & Latin America, Australia & New Zealand, and Canada. We can also provide funding in local currencies and complete cross-border transactions.

(PP) Commerce National Bank -A and B+ credits only.
Both Lease and EFA transactions.

(QQ) "Altec is a leading equipment and service provider for the electric utility, telecommunications and contractor markets. The company provides products and services in over 100 countries throughout the world." "Altec Industries has manufactured and provided quality mobile equipment since 1929. As an Altec customer, you've experienced our commitment to quality mobile equipment. Now, Altec Capital Services offers a variety of financing programs to make your equipment purchase more affordable and convenient offering you a single source for all your equipment needs." http://www.alteccapital.com/insideAltec.htm

(RR) Resource Leasing Company, LLC --- Originally established in 1985, in McLean, Virginia, RLC is a leading provider of point-of-sale (POS) equipment financing to merchants throughout the United States. RLC offers financing directly to large and small merchants, developed through strong partner relationship programs with banks, processors and manufacturers. Through experience, RLC has developed the highly specialized systems necessary to address the small-ticket POS financing business.

(SS) Corporate Leasing Associates - 1998, Sentry/CLA Finance Company, LLC was formed as a joint venture between Corporate Leasing Associates, Inc. and Sentry Financial Corporation. The major focus of the business is the establishment and implementation of Vendor Programs. Mr. Lesnick says most of his funds come from private investors.

(TT) Sentry Financial Corporation 1998, Sentry/CLA Finance Company, LLC was formed as a joint venture between Corporate Leasing Associates, Inc. and Sentry Financial Corporation. The major focus of the business is the establishment and implementation of Vendor Programs.

(UU) Calfund, LLC finances 18 wheelers and some trailers for owner operators with substandard credit.

(VV) Radiance Capital LLC, specializing in B Credits, Story Credits, & More. Radiance Capital currently operates in AK, AZ, CA, CO, ID, OR, WA. Click here to read our product overview and Press Release.

(WW) P&L Capital Corporation; In-house is limited to local trade areas.

(XX) Sterling Bank Leasing a division of Sterling National Bank; please contact us for rates and credit parameters. While we prefer to work with Lessors who will discount with us we will accept experienced brokers. We do not accept broker to broker referrals.

(YY) "We’ve changed our name from TEAM Equipment Leasing to TEAM Funding Solutions. Our funding range has changed as well and is now $5000-$70,000. My email is now whitney@teamfundingsolutions.com and our website is www.teamfundingsolutions.com.

(ZZ) North South Leasing - We offer a second chance leasing option for Semi's. We install GPS on every truck and the customer pays $400; the unit is unique to that truck so it is non-refundable. Borkers earn a 5% commission.

(AAA) Alliance Leasing, Inc. -- Brokers or discounters are required to provide information about theirs business practices, background, credit policies, historic financial statements, structures, backroom operations, etc. 

Alliance does not syndicate or sell paper. Two Leasing Specialists do originate paper almost exclusively in the 5-county bank footprint surrounding Syracuse NY.

We would expect to earn a minimum of $3 million of business annually.