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Sales
San Clemente, California

The iFinancial Group is looking for highly motivated individuals with experience originating equipment lease transactions .  We offer a relaxed work environment, provide leads and offer above industry standard commission. Call Todd Clark 888-852-5155 x223
email: tclark@ifinancialgroup.com

Ten years providing financing nationwide

Wednesday, April 15, 2009

Country singer/musician Roy Linwood Clark born April 15, 1933, Meherrin, Virginia, perhaps best known as host of TV show "Hee Haw" 1969–1992, 30 million viewers. Guest hosted Johnny Carson show many times in the 1970's; several hit country songs.
http://www.cmt.com/artists/az/clark_roy/bio.jhtml

Headlines---

Classified Ads---Senior Management
    Cat Financial Closes Offices?
        Med1onLine files Bankruptcy
    Greystone, Burlington, MA---Up-date
Sales makes it Happen---by Scott Wheeler
“Investing in Knowledge
    Cartoon—April 15th
        Microsoft Poised to Push Out IE8: Are You Ready?
    Cartoon—Newspaper edition
NEFA’s 1st Conference: Overwhelming Success
by Scott Wheeler
    Conferences 2009--Save the Dates
        Classified Ads---Help Wanted
New Hires---Promotions
    Classified ads—Software
Responsibility
by Christopher Menkin, Publisher
    Intnl. Franchise Applauds SBA Appointment
Florida AG going after Global Leasing
    BK trustee appointed for Wildwood Industries
    Retail sales in March tarnish glimmer
    BK surge despite law meant to curb them
News Briefs---
    You May have Missed---
        California Nuts Brief---
    Sports Briefs---
"Gimme that Wine"
    Today's Top Event in History
        This Day in American History
Baseball Poem
    SuDoku
        Daily Puzzle
GasBuddy
    Weather, USA or specific area
        Traffic Live---

######## surrounding the article denotes it is a “press release”

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Classified Ads--- Senior Management

Europe
25+ yrs exper. management roles Chase, AT&T Capital, Heller Financial, SFS. Develop biz from “scratch to success”. Looking for challenging & pioneering job.
Email: frans@alliedproperty.net

Gig Harbor, WA
Experienced at starting up leasing divisions for
community banks, designing broker programs, designing credit policies/ d
matrix's/ syndication of full financial package transactions.
Resume attached.
Email: jdcapman@yahoo.com

Philadelphia, PA
27 yrs. exp. sales, ops., credit, strategy, P&L mngmet. Most recently created & executed the biz plans for 2 highly successful Bank-owned small ticket leasing subsidiaries.
email: mccarthy2020@comcast.net
Philadelphia Metro Area - 30 Years experience Healthcare sales/ management- 3 years experience newly create "small-ticket" healthcare division. Good success - Mitch Utz 215-460-4483 mitutz@msn.com

For a full listing of all “job wanted” ads, please go to:
http://www.leasingnews.org/Classified/Jwanted/Jwanted.htm

To place a free “job wanted” Leasing News ad:
http://www.leasingnews.org/Classified/Jwanted/Jwanted-post.htm

ELFA Career Center: Job Seekers (free):
http://careers.elfaonline.org/search.cfm

[headlines]

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Cat Financial Closes Offices?

Looking for confirmation or denial regarding Cat Financial closing its Phoenix, Chicago, North Carolina and other regional offices.

Contact: kitmenkin@leasingnews.org“on” or “off the record”

[headlines]

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Med1onLine files Bankruptcy

"MED1ONLINE
4403 Table Mountain Drive, Suite B
Golden, Colorado 80403

"April 10, 2009

"To our creditors:

"We regret to inform you that Med1Online (the “Company”) will be terminating its operations on April 10, 2009. Due to poorer than expected financial results, coupled with the challenging state of the economy, the Company was unable to repay its secured indebtedness– in excess of $4 Million – to its lender, Colorado State Bank and Trust, N.A. (“CSB”), upon maturity. CSB holds a blanket lien on the Company's tangible assets. The Company has been unsuccessful in its intensive efforts to devise ways to generate the necessary cash flow to pay CSB or to restructure the payment obligation.

"The Company expects that CSB will foreclose upon its security interest in, or exercise other rights with respect to, the Company’s assets and will be left with a substantial deficiency.
"Sincerely,

"Management"
http://www.med1online.com/

Reportedly: "Scott Carson was/is the owner. Med1online was a company that used to buy used and sell used lasers. They used to work with banks to sell repo'd lasers also," from a highly reliable source.

Internet sources state the company specialized in new, used, refurbished medical equipment, as well as private brand labeling from OEM manufacturers, active in leasing and financing of this product. They were on LinkedIn, Twitter, and the rest, but no more.

[headlines]

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Greystone, Burlington, MA---Up-date

Bad news, looks like things have gone from worse to really worse. Not funding, including transaction where purchase orders were issued, several sources tell Leasing New. Greystone Bank wants non-recourse only, is the new decision, they say. Reportedly Susquehanna Bank pulled out. Salesmen quite upset; West Coast to resign and go after commissions owed, one reader reports. Leasing News hopefully will have the facts for the Friday edition, hopefully with more positive news and all sides. Stay tuned.

Previous article:
http://www.leasingnews.org/archives/April%202009/04-10-09.htm#grey

[headlines]

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Sales Make it Happen --- by Scott Wheeler

With over twenty-six years of leasing experience and an Executive Masters in Business Administration , Scott is an accomplished senior leasing executive with leadership qualities in marketing and operations. His extensive experience will benefit organizations looking to reach a higher level of profitability and corporate development.

Investing in Knowledge

There are many in our industry trying to establish their next step.

Asking such questions as:

  • Should I continue doing what I have done in the past?
  • Should I break into a new niche?
  • Do I need new funding sources?
  • Should I call on Vendors? Or End-Users?
  • Do I need new business partners?
  • Should I push harder for those lease documents to be signed or just wait?
  • How many points should I put on my transactions?
  • Should I expand my internal portfolio? Or my syndication desk?
  • Should I go to the association meeting? Or save a few dollars and catch the next meeting?

These and many others are the questions that keep many of us up at night. Out of frustration many pick a path and just start running hard at trying to make the new path work. After a period of time, frustration sets in and a new path is tried; and the cycle continues until something either works, or we just get tired and go back to the path we followed several years ago - our old comfort zone. The path of frustration and disappointments continues to wear us down.

The best way to diminish or even eliminate this very real frustration is to build a better personal foundation of knowledge. Over the years I have found that much of the frustration that lease originators face is caused by their misunderstanding of the situation.

The individuals who have survived and even thrived in our industry have less frustration because they truly understand the situation; they know the benefits of their products; they know the real reason there clients are delaying the purchase; they know their funding sources and they understand the credit criteria; they are constantly educating themselves by being engaged in our industry; and they are willing to ask the hard questions because they truly want to know.

No matter how long we have been in the business or what experiences we have had, there is always more to learn. The more we educate ourselves in reference to the sales process , the credit process, the collection process, the equipment, the client base, the legal aspects, the industry and much more; the more we will build a foundation toward success. As a lease originator it is no longer acceptable to just know the basics. All successful originators are required to be an expert in the entire process.

There are too many in our industry who are looking at the current economic situation, through the wrong prism. Now is the time to strengthen the foundation upon which we are building our businesses. Now is the time to become engaged in every opportunity which will bring more information into the decision making process. Decisions made with knowledge will save money in the long term. Knowledge will improve your ability to make money while relieving stress.

If you have been considering studying and sitting for your CLP exam, now is the perfect time to indulge yourself in the learning process. If you have been considering joining one of the leasing associations, now is the perfect time to make an investment in your future. If you have been considering taking a night class in accounting, now is the perfect time to

enroll and commit yourself to a new task. If you need a mentor, reach out to several and build meaningful relationships built upon the exchange of ideas. Engage yourself in the industries you call upon and ask lots of questions. Attend both internal and external training classes offered throughout our industry. Become well aware of your weaknesses and strive to improve these areas first. Keep a journal of lessons learned each week and measure your accomplishments – you will be surprised at how quickly our industry is changing and how much there is to learn on a daily basis.

The most successful lease originators in 2009 and beyond will be those who have a broad depth of knowledge beyond their immediate task at hand. Clients, employers, funders, investors and subordinates will demand expertise; mediocrity will leave you in the dust as we move into the new economy. Future success is built upon a strong foundation of truth and knowledge.

Today is the best time to start reinforcing your personal leasing foundation by making a personal commitment to learning more about our industry, the clients we serve, and the correlation between leasing and our general economy. Our industry will be facing exciting new challenges in the months and years ahead and those individuals who are well positioned in the industry and are true experts will be granted many new and exciting opportunities. An investment in additional knowledge today will maximize your income potential in the future.

Please let me know your thoughts, suggestions or ideas.
scott@wheelerbusinessconsulting.com or 410-877-0428 .

Sales Makes it Happen articles:
http://www.leasingnews.org/Legacy/index.html

 

[headlines]

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[headlines]

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Microsoft Poised to Push Out IE8: Are You Ready?

By Stuart J. Johnston
http://www.internetnews.com

(Note: Have gone through several Beta's, and on Monday deleted IE8, although fast. Not just compatibility issues, but crashes with Acrobat and other programs. My advice, stay with IE7 and block automatic up-grades, tell you IT manager; please see article. Editor)

Microsoft will automatically push Internet Explorer 8 (IE8) out to users via automatic updates beginning next week, the company announced on its IEBlog.

Though not a surprise, the move does require that IT decision makers and consumers decide whether or not to block the downloads. Microsoft (NASDAQ: MSFT) began shipping IE8 in mid-March.

If customers who use Microsoft automatic updates don't block the downloads, they still have a choice whether or not to install IE8, according to the blog. If they later decide to upgrade, they can do so manually.

With IE8, the company received accolades for providing more extensive support for Internet standards. However, due to that support, many sites that have been tweaked to support quirks in earlier versions of IE, no longer display correctly. While Microsoft made several changes, including a list of sites that need special settings that IE8 can check, that still leaves some sites out.

So while Microsoft is moving to get as many users as possible to adopt IE8 as quickly as possible, it also realizes that many customers, particularly corporate IT shops, need to perform testing and generate deployment plans for their organizations before they actually deploy IE8.

To help with that process, Microsoft began providing a free toolkit to block downloads of the new browser in January. The toolkit does not have an expiration date.
http://www.microsoft.com/downloads/details.aspx?FamilyID=21687628-5806-4ba6-9e4e-8e224ec6dd8c&displaylang=en

[headlines]

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Cartoon

[headlines]

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NEFA’s First Spring Conference: Overwhelming Success

by Scott Wheeler

The first National Equipment Finance Association ((NEFA) (the merger of the Eastern Association of Equipment Lessors and the United Association of Equipment Leasing)) Spring Conference held April 4-7 at the Hilton, located in the WALT DISNEY WORLD® Resort, Orlando, Florida and Financial Summit held in early April was a success for all 165 participants. The number of companies exhibiting and sponsoring at the event was 26. The NEFA board, lead by Brent Hall, CLP, of Pinnacle Business Finance Inc, Tacoma, Washington, and the conference committee, lead by Denise Castagna of Nassau Asset Management, Wesbury, New York, put together one of the most timely and pertinent conference in our industry for many years.

It was my observation that the participants were on a mission to gather information from their fellow professionals. All of the sessions were overwhelmingly well attended and the audience was totally engaged with the speakers. The conference brought together some of the most respected and experienced talent in our industry and these individuals provided valuable insight into every facet of our business. All participants, no matter their current positions, were able to ascertain information which will improve their businesses and allow them to survive and thrive in the current economic climate.

Chris Santy of Patriot Capital, Atlanta, Georgia, facilitated one of the most probing engagements of broker/ funding relationship that I have witnessed in years. The session answered questions that every broker has wanted to ask, but was reluctant to explore. The session emphasized the partnership between brokers and funders. The funders provided in-depth explanations of their current challenges and their commitment to the broker community. It was truly an open discussion with no barriers.

The Keynote speaker, Keith Hembre (Chief Economist U.S. Bank) framed the conference with a meaningful presentation in reference to recent changes in our economy, and how these changes affect all businesses and consumers in the United States. Keith translated his wealth of micro and macro economic knowledge into a package which was easily understood by the entire audience. It was an exceptional experience to listen to Mr. Hembre’s insightful explanations in reference to the current situation and more importantly, his outlook for the future.

If you were unable to attend the NEFA Spring Conference in Orlando, you missed an important industry gathering which emphasized the importance of updated industry knowledge and the sharing of new ideas, for those professionals who are working to maximize returns no matter what economic climate. All industry participants need to stay in touch with the most savvy professionals in the industry by planning to attend upcoming NEFA events, including regional meeting across the country, the Funding Symposium, September 24-27 (Monterey, California) and the Fall EXPO, November 11, 2009 ( Teaneck New Jersey).

[headlines]

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April 22-23
Equipment Leasing and Finance Association
National Funding Exhibition
Fairmont Hotel, Chicago, Illinois
www.elfaonline.org

Attendees/Exhibitors/registration
http://www.elfaonline.org/pub/events/2009/NFE/index.cfm#att

Brochure:
http://www.elfaonline.org/PDFs/EventBrochs/FUND09_Brochure.pdf

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April 30-May 2, 2009
NAELB Annual Conference
Red Rock Casino, Resort and Spa
Las Vegas, NV
www.NAELB.org

Early-Bird Registration Deadline is March 24, 2009
Hotel Deadline is March 24, 2009

Brochure:
http://www.naelb.org/associations/2004/files/AC2009%20registration%20brochure%20FINAL-revised%202-6-09.pdf

Paul Menzel, CLP, first recipient of the Leasing News Person of the Year Award, 2005, will present Robert Teichman, CLP, the 2008 Award at the Las Vegas National Association of Equipment Leasing Broker Conference Business Conference Luncheon on May 1st, Las Vegas , Nevada

 

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May 6-8, 2009

Association of Governmental Leasing and Finance (AGLF)
and Equipment Leasing and Finance Association Join Conference
Brown Palace Hotel
Denver , Colorado

Event Agenda:
http://www.aglf.org/spring2009.html

Registeration form:
http://www.aglf.org/09_Spring_Conference_Registration_Form.pdf
(fax form to (856) 423-3420).

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September 24-27, 2009
National Equipment Finance Association
2009 Fall Conference and Exposition
Monterey , California
www.nefassociation.com

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October 18th-20th
Equipment Leasing and Finance Association
48th Annual Convention
Manchester Grand Hyatt
San Diego, CA
www.elfaonline.org

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November 9, 2009
National Equipment Finance Association
2009 Super Regional Conference
Newark, New Jersey
www.nefassociation.com

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To view Leasing Association Events-Meetings Open to All, please click here.

[headlines]

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Leasing Industry Help Wanted

Credit Syndicator / Funding Specialist

AbilityCapitalSolutions.jpg

Credit Syndicator

Full time opening for the right team player with heavy structured transaction experience.  Click here for description.

Funding Specialist

Full time opening for the right team player with heavy structured transaction experience.  Click here for description.


Sales


Experienced Sales Person
Orange County, California

Commission 40-65%, full back office, Marketing Tools, vendor programs, credit analyst available.


Barbara Griffith  714-573-9804

About the Company: Southern California Leasing: Professional, Reputable, 17 year winning track record.



Sales
San Clemente, California

The iFinancial Group is looking for highly motivated individuals with experience originating equipment lease transactions .  We offer a relaxed work environment, provide leads and offer above industry standard commission. Call Todd Clark 888-852-5155 x223
email: tclark@ifinancialgroup.com

Ten years providing financing nationwide


LEASING ACCOUNT EXECUTIVE

Seeking an experienced Leasing Professional who has:
  • a proven track record in the middle market arena
  • experience w/ customer & vendor programs
  • Home State Leasing Corporation, a subsidiary of Home State Bank, N.A., has been serving the needs of our clients since 1915.
    EE and AA Employer
    M/F/D/V


    VENDOR SALES SPECIALISTS
    LEASING SALES PROFESSIONALS

    Like selling vendor programs and large transactions?
    Enjoy international financing programs?
    Prefer the advantages of a commission only environment with the security of health and welfare benefits?

    CLICK HERE to find out how to have fun again.

    Please see our Job Wanted section for possible new employees.

    [headlines]

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    New Hires---Promotions

    Sriram Bhat joins Odessa, Philadelphia, PA., as Controller. He has over 8 years of auditing experience, working in positions of increasing responsibility with BDO Seidman, PriceWaterhouseCoopers and UC Bhandari. Areas of expertise include US GAAP and IFRS Reporting and SOX Audits. Sriram is a Chartered Accountant and a graduate of the University of Madras in Chennai, India.

    Keelie Fitzgerald joins Odessa, Philadelphia, PA., as an Administrative Assistant. Keelie’s has prior experience with the Lovaas Institute and Juniper Networks. Keelie is a graduate of Temple University with a BA in Psychology.

    David M. Johnson joins Puget Sound Leasing, Bellevue, WA as senior vice president and leasing division manager for First Sound Bank. He was vice president of credit and operations for Irwin Commercial Finance's Small-Ticket Leasing Division.

    Marwa Nur Muhammad joins Odessa, Odessa, Philadelphia, PA., as a Business Analyst. He is a graduate of Bryn Mawr College with a Major in Computer Science and a Minor in Mathematics. Marwa has worked as an intern and researcher for several local Information Technology companies and authored/co-authored a number of studies on the use of robots in education while completing her degree.

    Hank Riner named chief executive officer at OSG Billing Services, Englewood, NJ. He spent three years as the CEO of CoAMS Inc. and was instrumental in the creation of an online tracking tool to help channel marketers analyze their trade spending. Before his time with CoAMS, Mr. Riner was CEO of SourceLink, the fifth largest direct marketing services provider in North America. While there, he designed the first online campaign planner and worked on campaigns for companies including BMW, Sears, Siemens and Bank of America. In 1995, while CEO of UMI, he built and launched ProQuest, the first search engine on the internet which won the company the Smithsonian Product of the Year award. Mr. Riner received a BA and an MBA in Marketing from Temple University.

    Udi Wickrema joins Odessa, Odessa, Philadelphia, PA., as a Business Analyst. He has prior experience working as a financial analyst for the Mergers & Acquisitions Group at UBS Investment Bank and WWC Capital Group. Udi graduated Magna Cum Laude from the University of Pennsylvania with a major in Economics and a minor in Mathematics.

    [headlines]

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    Classified ads—Software

    Leasing Industry Outsourcing
    (Providing Services and Products)

    Software: Edmonds, WA
    Preferred Broker Solutions offers software support (also custom templates & reports) for the System 1 and CapitalStream Advantage products. Ask about our Web Application interface.
    E-mail:support@pbs4u.com
       

    All "Outsourcing" Classified ads
    (advertisers are both requested and responsible to keep their free ads up to date):
    http://www.leasingnews.org/Classified/Outsourcing/Outsourcing.htm

    How to Post a free "Outsourcing" classified ad:
    http://www.leasingnews.org/Classified/Outsourcing/Outsourcing-post.htm

    [headlines]

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    Responsibility

    by Christopher Menkin, Publisher

    The recent scam on churches, mostly in the Northeast, with various state attorney generals taking action, most likely with the Federal Trade Commission to get involved, I don’t feel sorry for the leasing
    companies caught holding unpaid lease payments.

    In all the fast talking vendor leases where lessors are left with attorneys who live by a “taxi meter,” you should all be ashamed. You are supposed to be smarter than the lessee, better at credit decisions, the abilities from your experience, your business credit sources, your colleagues, and credit services, including Lease Police.

    There are many similarities to the subprime mortgage that are bringing the economy down. Many of the credit granters in leasing have the same attitude in taking care of their customer.

    Many of these companies say “customer is number one.” Or “Service is our business.” It should mean looking after your client, not themselves first. Their attitude to point the finger at everyone but themselves is what is wrong with this country. The smart leasing companies, the ones who listen
    to their credit department, they saw through the church leases, the NorVergence leases, the Day leases, and the list in the last few years is too long.

    A lessee comes to the leasing company expecting the advance rental or deposit to be returned, the purchase option to be a dollar, to pay the monthly payments on the contract only, and most of all: help them in their credit decision.

    The lessor says, “We didn’t pick out the equipment, so we have no responsibility.” Wrong! First, a lease is not a loan. Okay, it can be a finance, but the viewpoint from the lessee is it is a lease, there are many legal responsibilities as well as inherent responsibilities. And let’s jump the gap, here, too,
    to lending in general:

    In the days when bank managers actually made credit decisions, when they were not sent back to a regional or national credit department, they not only looked at the customer, but the seller, the collateral, and more importantly, they most often were looking out for their client. They not only wanted them to make payments on time, but to remain a bank customer; a satisfied bank customer, a repeat customer, someone who would come over and say hello when they entered the bank.

    When you don’t care about your customer, you lose them.
    When you don’t question the seller of the equipment, look at their background, actually what the collateral is, and how the product was presented or sold to the lessee, you should be smarter than that. Your business is granting credit. It is helping your client, not saying whatever you do, you’ll have to make the payment. What’s next? Collecting with a baseball bat like they do in the lower East side of
    New York or Chicago.

    When they are just a number, you provide no service, provide no help, just push the application through as fast as possible, sue them when they are defrauded: you deserve what you get.

    Unfortunately, there are more and more leasing companies who don’t want to take “responsibility.” They are often more sophisticated than the applicant and they take advantage of this position.

    To those leasing companies, I say, “You bought the lease, you now pay the attorney, court, and lease expenses: you get what you pay for! You wanted ‘quick and dirty,’ you got it! “

    [headlines]

    #### Press Release ##############################

    International Franchise Applauds SBA Appointment

    Matthew Shay, President & CEO, International Franchise Association Regarding the Confirmation of Karen Gordon Mills as Administrator of the Small Business Administration

    “We congratulate Karen Gordon Mills on her confirmation as the new administrator of the Small Business Administration. She brings to the position a solid understanding of small business issues, including the many hurdles that entrepreneurs and existing businesses face in this challenging economic climate.

    “IFA’s 2009 economic outlook for franchised businesses predicts declines in the number of job and unit growth of franchise businesses as well as overall economic impact. The report identified the current credit crisis as an overwhelming reason for the predicted declines. In addition, a new small business lending analysis scheduled for release this month predicts there will be a 40 percent reduction in franchise lending in 2009.

    “While we were encouraged by Administrator Mills’ statement on unfreezing the credit market during her confirmation hearing, IFA has identified several specific ways that SBA can assist small business owners during this recession. The recommendations include: permanently increasing the standard 7(a) maximum loan limit from $2 million to $3 million and the maximum guarantee dollars from $1.5 million to $2.7 million; temporarily eliminating or reducing lenders’ fees; enacting a market-based loan pricing model that enables 7(a) loans to be competitive to conventional loans; reversing SBA’s policy on acquisition or “goodwill” financing; and improving audit standards so that secondary market investors do not fear arbitrary decisions that result in the loss of the guaranty.

    “We look forward to working with Administrator Mills as she begins implementing President Obama’s plan to unlock credit for small businesses. The IFA will look to her to work as an advocate for small business by addressing these as well as other recommendations to improve the effectiveness of SBA programs.”

    About The International Franchise Association

    The International Franchise Association, the world’s oldest and largest organization representing franchising, is the preeminent voice and acknowledged leader for the industry worldwide. Approaching a half-century of service with a growing membership of more than 1,300 franchise systems, 10,000-plus franchisees and more than 500 firms that supply goods and services to the industry, IFA protects, enhances and promotes franchising by advancing the values of integrity, respect, trust, commitment to excellence, honesty and diversity.
    For more information, visit the IFA Web site at www.franchise.org.

    [headlines]

    #### Press Release ##############################
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    News Briefs----

    Florida Attorney General going after Global Leasing
    http://www.etrucker.com/apps/news/article.asp?id=77765

    Bankruptcy trustee appointed for Wildwood Industries
    http://www.pantagraph.com/articles/2009/04/14/money/doc49e4e1dde732f494249888.txt

    Retail sales in March tarnish economy's glimmers of hope
    http://www.usatoday.com/money/economy/2009-04-14-retail-ppi_N.htm

    Bankruptcies surge despite law meant to curb them
    http://apnews.myway.com/article/20090413/D97HRTNG2.html

    Michelin North America to close BFGoodrich
    http://www.ajc.com/business/content/business/stories/2009/04/15/alabama_tire_plant_closes.html

    Los Angeles School Board Lays off 5,400
    http://abclocal.go.com/kabc/story?section=news/local/los_angeles&id=6760434

    Battery manufacturers to invest $1.7 billion in Michigan
    http://www.crainsdetroit.com/article/20090414/FREE/904149991/-1

    Limits lifted; Cuban Americans make travel plans
    http://www.usatoday.com/money/world/2009-04-13-obama-cuba_N.htm

    Leonard Cohen thrills Paramount Theatre crowd with marathon concert
    http://www.contracostatimes.com/entertainment/ci_12139718

    [headlines]

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    You May have Missed---

    Simon and Garfunkel Confirm Reunion Tour
    http://www.billboard.com/bbcom/news/simon-and-garfunkel-confirm-reunion-tour-1003959144.story

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    Sports Briefs----

    NFL schedule unveiled: Get ready for heaping helpings of Steelers, Cowboys
    http://blogs.usatoday.com/thehuddle/2009/04/nfl-schedule-unveiled-get-ready-for-heap
    ing-helpings-of-steelers-cowboys.html?loc=interstitialskip

    [headlines]

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    California Nuts Briefs---

    Under new ownership, Mondavi wines aren't what they used to be
    http://seattletimes.nwsource.com/html/pacificnw/2009020598_pacificpadviser12.html

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    “Gimme that Wine”

    "The opaque purple 2007 Malbec reveals a brooding black fruit bouquet, ripe flavors, excellent depth and grip, and 2-3 years of aging potential. Drink this outstanding value from 2010 to 2018. Dona Paula was founded in 1997 and the first vintage was 1999. Forty percent of their production goes to the USA market. During my visit to the winery, I was impressed by the spirit of experimentation and willingness to try new and different approaches." -Rated 90, Robert Parker's Wine Advocate
    http://www.internetwines.com/rws22133.html

    Chateau Latour cuts price in half
    http://www.decanter.com/news/280569.html

    What's Wrong With Wine on the Web
    http://online.wsj.com/article/SB123939668806909355.html

    Is Napa Valley Cabernet falling back to Earth?
    http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2009/04/12/FDJD16TSQE.DTL&hw
    =wine&sn=002&sc=827

    National Restaurant Association Restaurant, Hotel-Motel Show:
    May 16-19, at McCormick Place in Chicago
    http://www.drinksmediawire.com:80/afficher_cdp.asp?id=4683&lng=2

    Wine Prices by vintage
    http://www.winezap.com
    http://www.wine-searcher.com/
    US/International Wine Events
    http://www.localwineevents.com/
    Winery Atlas
    http://www.carterhouse.com/atlas/\
    Leasing News Wine & Spirits Page
    http://two.leasingnews.org/Recommendations/wnensprts.htm
    The London International Vintners Exchange (Liv-ex) is an electronic exchange for fine wine.
    http://www.liv-ex.com/

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    Today's Top Event in History

    1952-Franklin National Bank, Franklin Square, NY issued the first bank credit card. Purchases were charged to the bank, which made the payments and then billed the card holders. The service was extended to its branches. The first bank credit card to gain national acceptance was the BankAmericard ( later called Visa) issued by the Bank of America, San Francisco, in 1959. There was no membership fee or service charge. Full-scale services were offered to cardholders and merchants. Mastercard, originally called Master Charge, was founded by a consortium of 77 western banks led by the Wells Fargo bank.

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    This Day in American History

       1741-birthday of Charles Willson Peale, American portrait painter (best known for his many portraits of colonial and American Revolutionary War figures) was born at Queen Anne County, MD. His children Raphael, Rembrandt, Titian and Sarah were also artists. Died at Philadelphia, PA, Feb 22, 1827. ttp://www.artcyclopedia.com/artists/peale_charles_willson.html/

        1741-birthday of Charles Willson Peale, American portrait painter (best known for his many portraits of colonial and American Revolutionary War figures) was born at Queen Anne County, MD. His children Raphael, Rembrandt, Titian and Sarah were also artists. Died at Philadelphia , PA , Feb 22, 1827.

        1783-Peace with Britain until 1812. Through seven long years of warthe longest war the United States ever fought until Vietnam---the army under Washington remained true to the cause. But the spirit of sacrifice even among army men wasnt universal. Desertions became so common that some scheduled attacks had to be canceled for lack of men to fight them; Gelb tells of a general in the South who discovered in the midst of a major assault that the seven thousand troops under his command had dwindled to only three thousand, resulting in a disastrous rout. Its estimated that up to a third of the soldiers in the Revolutionary army deserted. Some left to return home to their families or to join their state militias, but probably most got tired of the war or were scared of dying.

    http://memory.loc.gov/ammem/today/apr15.html

        1817-the Erie Canal was authorized. When completed and open for traffic on October 26, 1825, this 360 mile wide canal connecting the waters of Lake Erie at Buffalo with the waters of the Hudson River at Albany, New York became a major transportation hub for the growth of the area.

        1817-Thomas Hopkins Gallaudet and Laurent Clerc founded the first US public school for the deaf, Connecticut Asylum for the Education and Instruction of Deaf and Dumb Persons (now the American School for the Deaf), at Hartford, CT.

        1843-birthday of Henry James, novelist and critic, born at New York, NY. Among his best-known works are The Portrait of a Lady, Washington Square and The Ambassadors. James died Feb 28, 1916, at London, England. http://classiclit.about.com/msub-hjames.htm

        1850-birthday of John Longyear, American capitalist, landowner, philanthropist, one-time mayor of Marquette, MI. Disapproving of a railway route through Marquette, he caused his home, a stone castle-like showplace, to be torn down in 1903 and moved, stone by stone and stick by stick, in more than 190 freight cars and re-erected at Brookline, MA. Born at Lansing, MI, he died May 28, 1922.

        850-First City Charter went into effect as San Francisco was incorporated as a city. During the year ended today 60,244 men and 1979 women arrived in San Francisco.

        1862 -- Thomas Wentworth Higginson receives a letter from Emily Dickinson containing four poems, which launches her "career." Only a few are published in her lifetime.

        1865 - Abraham Lincoln, 16th President of the United States of America, died at 7:22 a.m. Lincoln had been shot in the back of the head the previous evening while attending a performance of "Our American Cousin" at Fords Theatre in Washington, D.C. The assassin, John Wilkes Booth, escaped, only to be hunted down and shot to death. Lincoln was carried to a boarding house across the street from the theatre. He never regained consciousness. This was Booth second attempt, but a change in Theater plans a month earlier thwarted it. When this became known, it was thought the April 14th assassination was planned byna group. In the afternoon of the 15th, Vice-president Andrew Johnson was sworn in as 17th president of the United States. He completed Lincolns term and changed the course of reconstruction. Five days earlier, General Lee had surrendered at the Appomattox Court house, virtually ending the war. It would be eleven days later that General Joseph E. Johnson surrendered the Confederate Army of Tennessee to General Sherman near Durham Station, NC, and a few weeks later, on May 10th, Jefferson Davis was captured at Irwinville, GA, by a contingent of General James H. Wilsons cavalry, led by Lt. Col. Benjamin Pritchard.

        1869-birthday of Thomas Hart Benton, an artist whose work was indicative of the American style of painting known as Regionalism. His works of life in the Midwest and South were not always flattering to their subjects, but his style became known as a truly American style of painting. He was born at Neosho, MO, and died at Kansas City, MO, Jan 19, 1971898-birthday of trumpet player Theodore Wingie Carpenter, St. Louis, MO http://www.artcyclopedia.com/artists/benton_thomas_hart.html

        1894 Birthday of jazz/blues singer Legend Bessie Smith. She was known as the Empress of the Blues. Her voice and songs tore the heart out of her listeners as she demanded they weep, laugh, and then face life as it was dealt. Her first recording, "Downhearted Blues," sold two million copies. She was queen of all she surveyed during the 20s and early 30s but a disastrous marriage and unwise financial decisions left her impoverished. Her more than 150 records are greatness preserved and her one movie St. Louis Blues that was banned for being too realistic is part of the Museum of Modern Art movies section.
    Her vocal greatness was recognized early by the great Ma Rainey who hired the 12-year-old to sing in her minstrel review. Like so many of her sister blues singers, the bottle became her refuge in a life that just didn't seem to hang together. Unlike Billie Holiday who went the same disastrous booze and drugs route, her voice continued strong. She died in 1937 after an automobile accident in Mississippi. A white hospital refused her admittance and she died on the operating table of the black hospital some miles away. http://www.blueflamecafe.com/index.html http://bluesnet.hub.org/readings/bessie.html

        1896--Birthday of May Edward Chinn - although considered one of the first Black women physicians in New York City, she was half Amerind. Her mother was a full-blood from the Chickahominy tribe. It was her mother whose respect for education drove her. Her research work led to the development of the Pap smear to detect cervical cancer. She was the first non-white woman to graduate from Bellevue Hospital. For years she was only allowed to practice medicine at Harlem hospital which necessitated her starting her own private practice. During her training she road ambulances as a paramedic, one of the first women to do so in the U.S. Chinn's father escaped slavery from a Virginia plantation at the age of11. MC continued in private practice until she was 81.

        1898--Birthday of Molly McGreethe - U.S. comedic radio actor. During the golden era of radio, she was the Molly of one of its most popular shows, Fibber McGee and Molly. She portrayed the much suffering wife married to a dreaming impractical husband. Well, it was funny on radio.

        1912- The unsinkable luxury liner Titanic on its maiden voyage from Southampton, England, to New York, NY, struck an iceberg just before midnight Apr 14, and sank at 2:27 AM, Apr 15. The Titanic had 2,224 persons aboard. Of these, more than 1,500 were lost. About 700 people were rescued from the icy waters off Newfoundland by the liner Carpathia, which reached the scene about two hours after the Titanic went down. It is reported a ship closer did not come to the rescue due to illegalities aboard. Many movies and documentaries about the monumental disaster have been filmed over the years. However, none had the exacting data gleaned by scientists from the 1986 expedition aboard "Atlantis II". Dr. Robert Ballard headed a crew and a robot named Jason in a descent to the deck of the "Titanic" aboard "Alvin", a submersible craft. They returned with information and photos that challenged and verified stories from the past. After years of studying the facts, the 1997 Academy Award-winning film, "Titanic", recreated the ship to the tiniest detail including the design on the elegant china. Although the films love story is fictitious, the true tragedy of the Titanic can now be seen by the world some eight decades later.

        1917 - Hans Conried (actor: My Friend Irma, Bus Stop, Oh! God: Book 2, Tut & Tuttle, The Monster that Challenged the World; host: Fractured Flickers TV Series and other great cartoons. Also played Uncle Tonoose in The Danny Thomas Show He was a frequent guest on the Jack Paar Tonight Show. A great influence on the humor of This Day in History written by the editor of Leasing News; died Jan 5, 1982. http://www.blockbuster.com/bb/person/details/0,7621,BIO-P+14584,00.html

        1920-birthday of Hilda Simms, American stage and film actress, born Hilda Moses at Minneapolis, MN. She joined the American Negro Theater at Harlem, NY, in 1943 and was given the title role in Anna Lucasta. When the production moved to Broadway in 1944, it became the first all-black production to be performed on Broadway without a racial theme. Simms was the creative arts director of New York State's human rights division, through which she was instrumental in bringing discrimination against black actors to public attention during the 1960s. She died at Buffalo, NY, Feb 6, 1994.

        1920 - Two security guards are killed during a mid-afternoon armed robbery of a shoe company in South Braintree, Massachusetts. Out of this rather unremarkable crime grew one of the most famous trials in American history and a landmark case in forensic crime detection.Police did manage to catch Boda's colleagues, Nicola Sacco and Bartolomeo Vanzetti, who were each carrying loaded weapons at the time of their arrest. Sacco had a .32 caliber handgun-the same type as was used to kill the security guards-and bullets from the same manufacturer as those recovered from the shooting. Vanzetti was identified as a participant in a previous robbery attempt of a different shoe company. Sacco and Vanzetti were anarchists, believing that social justice would come only through the destruction of governments.Sacco and Vanzetti were found guilty and sentenced to die. However, the ballistics issue refused to go away as Sacco and Vanzetti waited on death row. In addition, a jailhouse confession by another criminal fueled the controversy. In 1927, Massachusetts Governor A. T. Fuller ordered another inquiry to advise him on the clemency request of the two anarchists. In the meantime, there had been many scientific advances in the field of forensics. The comparison microscope was now available for new ballistics tests and proved beyond a doubt that Sacco's gun was indeed the murder weapon. A defense expert was even reported to have remarked upon seeing the new results, "Well, what do you know about that?" Sacco and Vanzetti were executed in August 1927, but even the new evidence didn't completely quell the controversy. In October 1961, and again in March 1983, new investigations were conducted into the matter, but both revealed that Sacco's revolver was indeed the one that fired the bullet and killed the security guards.

        1922-birthday of Harold Washington, Illinois legislator and Mayor of Chicago (1983-87). Born at Chicago, IL, and died there Nov 25, 1987. Harold Washington was one of the first African Americans to head a major US city. He was instrumental in tearing down Chicago's famed Democratic machine, a holdover from the many decades of domination by the Richard J. Daley administration.

        1921 - Two mile high Silver Lake, CO, received 76 inches of snow in 24 hours, the heaviest 24 hour total of record for North America. The storm left a total of 87 inches in twenty-seven and a half hours.

        1923 - Insulin became available for general use on this day. It was first discovered in 1922. Today, insulin is used daily in the treatment of diabetes. It is extracted from the pancreas of sheep, oxen and by other means, including systemization in the laboratory. Insulin, a natural and vital hormone for carbohydrate metabolism in the body, is manufactured by the pancreas. An overabundance of insulin causes insulin shock and leads to a variety of symptoms, including coma.

        1923 - Dr. Lee DeForests Phonofilm, the first sound-on-sound film, motion picture, was demonstrated for a by-invitation-only audience at the Rivoli Theatre in New York City. The guests saw "The Gavotte", a man and woman dancing to old-time music and "The Serenade", four musicians who played on wind, percussion and string instruments.

        1927 - Serge Koussevitsky directed the Boston Symphony in the first performance of Frederick Converses symphony, "Flivver Ten Million", a salute to the Tin Lizzie automobile.

        1927 - New Orleans LA was drenched with 14.01 inches of rain, which established a 24 hour rainfall record for the state.

       1927 - New Orleans LA was drenched with 14.01 inches of rain, which established a 24 hour rainfall record for the state.

       1933--Birthday of Elizabeth Montgomery - U.S. actor. Although she starred in a number of TV films, she will always be remembered for her portrayal of Samantha in the long running TV series Bewitched (1954-72) (and outliving two husbands on the show).

       1940 - Birthday of Willie (William Henry) Davis (baseball: LA Dodgers [World Series: 1963, 1965, 1966/all-star: 1971, 1973], Montreal Expos, SL Cardinals, Texas Rangers, SD Padres, California Angels)

       1940--Birthday of Ohil Lesh, born in Berkeley, California. Lesh is a bassist and a founding member of the Grateful Dead. After the band's disbanding in 1995, Lesh continued on the tradition of Grateful Dead family music with side project Phil Lesh and Friends, which pays homage to the Dead's music by playing their originals, common covers, and the songs of the members of his band, which changed consistently. Phil and Friends are viewed by many fans as the premier post-Dead band.

       1942 - Birthday of Walt Hazzard (basketball: 1964 Olympic Gold Medallist: U.S. team; LA Lakers, Seattle Supersonics, Atlanta Hawks, Buffalo Braves, Golden State Warriors; UCLA coach)

       1943 - birthday of singer Sam Mighty McClain, Monroe, L http://www.blockbuster.com/bb/person/details/0,7621,BIO-P+14584,00.html

       1945--Lionel Hampton big band, along with gust trumpet player Dizzy Gillespie, play Carnegie Hall, New York City.

       1947-Jacking Robinson became the first black American to play in the major leagues in the 20th century when he made his debut for the Brooklyn Dodgers against the Boston Braves. Robinson went 0-for 3 but scored the deciding run as the Dodgers prevailed 5-3.

       1950-Buck Rogers appears on TV. At first a radio show, "Buck Rogers" premiered on ABC with Kem Dibbs. Buck was an average American who woke up from a cave behind Niagara Falls to find himself in the year 2430. The show featured Lou Prentis as Lieutenant Wilma Deering; Harry Sothern as Dr. Huer and Harry Kingston as Black Barney Wade. Buck was later played by Robert Pastene.

       1952-Franklin National Bank, Franklin Square, NY issued the first bank credit card. Purchases were charged to the bank, which made the payments and then billed the card holders. The service was extended to its branches. The first bank credit card to gain national acceptance was the BankAmericard ( later called Visa) issued by the Bank of America, San Francisco, in 1959. There was no membership fee or service charge. Full-scale services were offered to cardholders and merchants. Mastercard, originally called Master Charge, was founded by a consortium of 77 western banks led by the Wells Fargo bank.

       1953---Top Hits I Believe - Frankie Laine Doggie in the Window - Patti Page Till I Waltz Again with You - Teresa Brewer Your Cheatin Heart - Hank Williams

       1955- The first franchised McDonalds was opened at Des Plaines, IL., by Ray Kroc, who had gotten the idea from a hamburger joint at San Bernardino, CA, run by the McDonald brothers. On opening day a hamburger was 15 cents. The Big Mac was introduced in 1968 for 49 cents; the Quarter Pounder in 1971 for 53 cents. There are more than 25,000 McDonalds in 115 countries.

       1956 - General Motors announced that the first, free piston automobile had been developed.

       1956-Mitch Miller, music director of Columbia Records, engages in a spirited debate with Allan Freed over the "potentially negative effects of Rock 'n' Roll on teenagers" on Eric Sevareid's news program on CBS-TV. Two psychiatrists also joined the discussion.

       1958-major league baseball came to California as the San Francisco Giants, transplanted from New York, The Polo Grounds, Manhattan,The Bronx, to be exact, opened the season against the Los Angeles Dodgers, formerly of Brooklyn, at San Franciscos Seals Stadium. The Giants shut out their rivals, 8-0.

       1961---Top Hits Blue Moon - The Marcels Apache - Jorgen Ingmann Dedicated to the One I Love - The Shirelles Dont Worry - Marty Robbins

       1966-Fifth-Annual San Francisco State College Folk Festival with Malvina Reynolds, Mark Spoelstra, & Richard ("Been down so long it looks like up to me") & Mimi Fariña, The Blues Project, Doc Watson & others. ~Poster artist: Michael Ferguson, From The Art of Rock.

        1966-The Rolling Stones release "Aftermath", their first LP to feature all original material.

       1967-The first mass burning of draft cards occurred as 400,000 marched in New York City opposing the Vietnam War. It was the culmination of the April 10-15 Vietnam Week featuring draft card burnings and turn-ins and anti-draft recruiter demonstrations all over the country. In NY speakers included Dr Martin Luther King, Jr., Floyd McKissick, Stokely Carmichael and Dr Benjamin Spock In San Francisco, 100,000 people marched from Second and Market to Kezar Stadium at Golden Gate Park. Vietnam veteran David Duncan gave the keynote speech.

       1967-Nancy and Frank Sinatra had the #1 song on the Billboard Hot 100, "Something Stupid", To this day, they are the only father and daughter team to have a US chart topping single. ("Unforgettable" by Natalie Cole and Nat "King" Cole reached #14 in 1991, recorded posthumously with her father.)

       1967-Birthday of Dara Torres - U.S. swimmer. Dara Torres is the only American woman to win a swimming medal at three consecutive Olympics - and then added a fourth in the 2000 Olympics at age 33.

       1969---Top Hits Aquarius/Let the Sun Shine In - The 5th Dimension Youve Made Me So Very Happy - Blood, Sweat & Tears Galveston - Glen Campbell Woman of the World (Leave My World Alone) - Loretta Lynn

        1971 - George C. Scott refused the Oscar for his Best Actor performance in "Patton" at the 43rd Annual Academy Awards ceremony at LAs Dorothy Chandler Pavilion. He had previously told reporters that he did not want the honor, saying (after the votes had been cast and tallied), It is degrading to have actors in competition with each other. Scott called the Oscar ceremony, a two-hour meat parade, a public display with contrived suspense for economic reasons. Others who did accept the golden statuette as recognition for their works that evening include: Glenda Jackson, Best Actress ("Women in Love"); Helen Hayes, Best Supporting Actress ("Airport"); John Mills, Best Supporting Actor ("Ryans Daughter"); Fred Karlin (music), Robb Royer and James Griffin (lyrics), Best Music/Song, "For All We Know" from "Lovers and Other Strangers"; and Franklin J. Schaffner, Best Director ("Patton") ... "Patton" (Frank McCarthy, producer) also received the Best Picture honors. Other notable flicks from 1970 (some Oscar winners, some not): "Five Easy Pieces", "Love Story", "MASH", "Tora! Tora! Tora!", "Diary of a Mad Housewife". http://www.infoplease.com/ipa/A0149177.html

       1972--Roberta Flack's "The First Time Ever I Saw Your Face" became an unlikely number one hit after it was featured in the Clint Eastwood film Play Misty For Me. It had been originally released as an album cut three years earlier. After Eastwood included it in his film, Atlantic Records rush released it as a single.

        1973 - The richest womens golf tournament held (to that day) was won by Mickey Wright. She won the $25,000 first prize in the Colgate-Dinah Shore Golf Classic in Palm Springs, CA.

       1974-Kidnapped heiress Patricia Hearst is filmed participating in a bank robbery, along with 8 other members of the SLA (Symbionese Liberation Army), in Sacramento, California.

       1977---Top Hits Dancing Queen - Abba Dont Give Up on Us - David Soul Dont Leave Me This Way - Thelma Houston Lucille - Kenny Rogers

       1985 - Marvelous Marvin Hagler helped Thomas the Hit Man Hearn go nighty-night a littler earlier than expected, with a third round knockout to retain the world middleweight boxing title. Some have called the fight, the greatest three rounds in boxing history.

        1985---Top Hits We are the World - USA for Africa Crazy for You - Madonna Nightshift - Commodores Honor Bound - Earl Thomas Conley

       1989-Roy Orbison had his final Top 10 single on the US chart with "You Got It", four months after he passed away. The song was written by Jeff Lynne and Tom Petty and appeared on Orbison's "Mystery Girl" album that was released posthumously.

       1990- In Living Color premiered on TV. Fox's sketch comedy series was modeled after "Saturday Night Live." The show was created by Keenen Ivory Wayans. Between skits, the Fly Girls would entertain the studio audience with hip dances (actress Rosie Perez choreographed the dances before breaking into movies). The show featured Wayans, his brothers Damon, Marlon and Shawn, his sister Kim, Tommy Davidson, David Alan Grier, T'Keyah "Crystal" Keymáh, Kelly Coffield, Kim Coles and Jim Carrey before he was Ace Ventura. Some of the most popular recurring characters were Homey, the embittered clown, the flammable Fire Marshall Bill and the effeminate movie critics of "Men on Film."

       1996 -- The rest of Jerry Garcia's ashes are scattered near the Golden Gate Bridge in San Francisco. A small portion had been scattered in the Ganges River in India 11 days ago.

       1997-in ceremonies marking the 50th anniversary of the debut of Jackie Robinson in the major leagues, Bud Selig, chairman of baseballs Executive Committee, announced that Robinsons uniform number 42 would be retired by all major league teams. Players then wearing 42 were allowed to continue to do so, but no team would ever assign 42 again.

       1998-The New York Yankees and the New York Mets each played a home game at Shea Stadium, with the Yankees defeating the Anaheim Angeles, 3-2, in the afternoon, and the Mets beating the Chicago Cubs, 2-1, at night. This unique doubleheader was occasioned by a structural accident at Yankee Stadium. a 500- pound steal beam fell from the upper deck on April 14, forcing New York City to close the park temporarily for inspection and repairs. The Yankees returned to their own home on April 25 beating the Detroit Tigers, 8-4.

       1999- Astronomers from San Francisco State University working at an observatory n Arizona announced the discovery of the first multi-planet system ever found orbiting around a star other than our own. Three planets orbit the star Upsilon Andromedae, which can be seen with the naked eye. This suggests that the Milky Way probably teems with similar planetary systems.

    Stanley Cup Champions This Date
    1937 Detroit Red Wings
    1952 Detroit Red Wings

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    Baseball Poem

    Alone At the Plate
    Inside the front cover of the book You Can Teach Hitting,
    by Dusty Baker, there appears this poem about a Little Leaguer...

    He pulls on a helmet, picks up the bat,
    and walks to the plate, "gotta hit and that's that."
    The crowd starts to yell, the game's on the line,
    last inning, two outs, the score's nine to nine.
    Dad yells, "Go get it," Mom wrings her hands,
    coach hollers, "hit it," but alone there he stands.
    Heros are made in seconds such as this,
    but he's just a little boy, what if he should miss?
    Years after this game's ended and he's little no more,
    will he remember the outcome or even the score?
    No he'll have forgotten if he was out, hit, or a run,
    he'll only look back on his friends and the fun.
    So cheer this boy on, alone with his fate;
    help him remember with fondness this stand at the plate.
    Spend your time wisely and help in his quest
    to be a hitter with confidence and always his best.
    And when the game's over, this boy can stand tall,
    for you've helped him prepare to give it his all!

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    SuDoku

    The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?

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    Daily Puzzle

    How to play:
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    Refresh for current date:
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